CASH AND BANKS

Cash, bank, and cash-flow control in one management system

Krae.OS integrates physical cash boxes, banks, deferred collections and payments, payment methods, loans, and future commitments so your company can understand its current and projected financial position.

Schedule a presentation See the cash-flow journey

THE PROBLEM

Knowing today's balance is not enough to make decisions

Having money available in cash or a bank account does not, by itself, show the company's financial position. Pending collections, upcoming payments, deferred operations, loan installments, and future expenses can also change that position over the coming days.

THE KRAE.OS SOLUTION

A financial view that includes the present and the future

Krae.OS centralizes cash boxes, banks, deferred collections and payments, pending commitments, and other financial movements to show both the current position and the projected evolution of available funds.

Know where your money is

Krae.OS lets you manage physical cash boxes and banks within one financial structure, keeping their movements and balances available for consultation.

PHYSICAL CASH
Available funds and related movements
BANKS
Bank balances and movements

Know at all times how much money is available in cash and banks.

Krae.OS manages dedicated cash boxes for deferred collections and payments, allowing you to distinguish available money from amounts still pending credit or debit.

DEFERRED COLLECTIONS
Amounts pending credit
DEFERRED PAYMENTS
Amounts pending debit

Available today is not the same as a pending movement.

Krae.OS lets you view both situations separately.

DEFERRED COLLECTIONS AND PAYMENTS

Also know what has not yet reached your funds

Different payment methods within the same management system

Krae.OS lets you record and manage different payment methods, keeping each movement related to the operation and its corresponding financial circuit.

  • 01 Cash
  • 02 Transfers
  • 03 Vouchers
  • 04 Checks
  • 05 Debit cards
  • 06 Credit cards

Every income and expense keeps the operation's context

Collections and payments can remain related to the sales, purchases, customers, suppliers, and other operations that generated them.

INCOME

  1. 01 Sale / Collection
  2. 02 Payment method
  3. 03 Cash / Bank

EXPENSE

  1. 01 Purchase / Payment
  2. 02 Payment method
  3. 03 Cash / Bank
Explore Sales and collections Explore Purchasing and suppliers

An operation creates its financial effect when appropriate

CASH SALE

  1. 01 Sale
  2. 02 Collection
  3. 03 Cash / Bank

CREDIT SALE

  1. 01 Sale
  2. 02 Pending
  3. 03 Later collection
  4. 04 Cash / Bank

CASH PURCHASE

  1. 01 Purchase
  2. 02 Payment
  3. 03 Cash / Bank

CREDIT PURCHASE

  1. 01 Purchase
  2. 02 Obligation
  3. 03 Later payment
  4. 04 Cash / Bank

Down payments, installments, and additional payments are also part of cash flow

When a sale is structured through a payment plan, collected down payments, installments, and additional payments can continue into the corresponding financial movements within Krae.OS.

Explore Sales and collections

Krae.OS lets you manage bank loans and include their installments in the future evolution of the company's funds.

BANK LOAN

  1. 01 Future installments
  2. 02 Expected dates
  3. 03 Cash flow

BANK LOANS

Include your loans in financial planning

Include commitments that repeat over time

Krae.OS lets you include monthly and annual fixed expenses in the financial projection, adding expected outflows before their due dates.

MONTHLY EXPENSES

Upcoming recurring outflows

ANNUAL EXPENSES

Commitments expected during the year

UPCOMING OUTFLOWS

FINANCIAL PROJECTION

See how your cash flow will evolve day by day

The cash-flow report projects future income and expenses using the actual information recorded in Krae.OS.

CURRENT BALANCES
Cash + banks
PENDING COLLECTIONS
Future income
PENDING PAYMENTS
Future outflows
DEFERRED COLLECTIONS
Pending credit
DEFERRED PAYMENTS
Pending debit
BANK LOANS
Future installments
FIXED EXPENSES
Monthly + annual

CASH FLOW

DAY-BY-DAY PROJECTION

INCOME + EXPENSES + RESULTING BALANCE

Anticipate movements before they happen

The daily projection lets you view expected income and expenses and observe how the company's financial availability will evolve as recorded movements occur.

This helps you analyze periods of greater availability or greater financial pressure using information that is already part of your management system.

With Krae.Ledger, administrative and financial movements can generate their related accounting information within the same system.

FINANCIAL MOVEMENT

  1. 01 Collection / Payment
  2. 02 Cash / Bank
  3. 03 Krae.Ledger
  4. 04 Journal / General ledger
Explore Integrated accounting

Financial management also integrates with accounting

Do not see only the movement. See what originated it.

Historical information lets you consult financial movements together with their related operations, making it easier to understand where income came from or what caused an expense.

Explore Audit and traceability

Your financial position, today and ahead

AVAILABLE
Cash + banks
TO BE CREDITED
Deferred collections
TO BE DEBITED
Deferred payments
TO COLLECT
Pending accounts + installments
TO PAY
Pending obligations
LOANS
Bank installments
FIXED EXPENSES
Monthly + annual

CASH FLOW

DAILY PROJECTION

WHO BENEFITS

When controlling money means looking beyond today's balance

Krae.OS is especially useful for companies that need to keep collections, payments, cash, banks, future commitments, and financial projections connected within one management system.

Financial control within business management

Krae.OS offers plans that include cash, bank, and administrative management for companies that need to control financial movements in the same system where they manage their operations.

Cash and bank management is included from Business onward. See Plans for the current commercial configuration.

View plans

Frequently asked questions about cash, banks, and cash flow

Can I control physical cash boxes and banks?
Yes. Krae.OS lets you manage physical cash boxes and banks and consult their movements and balances within the same management system.
Can Krae.OS manage deferred collections and payments?
Yes. Krae.OS provides dedicated cash boxes for deferred collections and payments, allowing you to distinguish available funds from amounts still pending credit or debit.
Can I know how much is pending credit?
Yes. Krae.OS lets you see the amounts corresponding to deferred collections that are still pending credit.
Can I know how much is pending debit?
Yes. Deferred payments can remain identified until their corresponding debit takes place.
Which payment methods can I manage?
Krae.OS supports cash, transfers, vouchers, checks, debit cards, and credit cards.
Can Krae.OS manage checks?
Yes. Checks are among the payment methods that can be managed within the system.
Can Krae.OS manage debit and credit cards?
Yes. Debit and credit cards can be recorded as payment methods within financial management.
Can I manage bank loans?
Yes. Krae.OS lets you manage bank loans and include their installments in financial planning.
What information does cash flow use?
The cash-flow report includes cash and bank balances, pending collections and payments, deferred collections and payments, bank-loan installments, and monthly and annual fixed expenses.
Does the projection include pending collections and payments?
Yes. Pending collections and payments are among the variables used to project the future evolution of available funds.
Does the projection include bank-loan installments?
Yes. Future bank-loan installments can be included in the cash-flow projection.
Can I include monthly and annual fixed expenses?
Yes. Krae.OS lets you include monthly and annual fixed expenses so they can be considered among expected outflows.
Does cash flow show income and expenses day by day?
Yes. The report lets you view the daily projection of income and expenses and observe how the company's expected balance evolves.
Do financial movements integrate with accounting?
Yes. With Krae.Ledger, administrative and financial movements can generate their related accounting information within the same system.
Can I consult which operation originated a movement?
Yes. Krae.OS keeps historical information to relate financial movements to the corresponding operations and make later consultation easier.

Know your financial position today and what comes next.

Schedule a presentation and see how Krae.OS integrates cash, banks, collections, payments, loans, and cash flow to help your company make decisions with real information.

Schedule a presentation